Q: What is the difference between a "broker" and an "agent"?
A: Brokers are representatives of the insured who, in effect, do the insured's insurance shopping. With widespread contacts and knowledge of many fields of insurance, brokers offer significant advice and counsel to their clients. Agents represent the insurer, and the authority under which he or she operates is delegated through an agency contract. RSL is a broker, pure and simple.

Q: How do I know if RSL is right for my business' risk services demands?
A: Contact us and we will be happy to help determine how we can help you.

Q: Can RSL help my firm design a self-insurance program?
A: RSL has led in the development of self-insurance and risk-rentention programs for over 20 years.

Q: Due to several recent and significant losses, I am concerned about renewal pricing and availability for my business. Can RSL help me in obtaining an insurance solution?
A: With our unique market relationships and risk management connections, RSL has the ability to tailor an effective solution regardless of your loss history.

Q: My 18 year old son has recently lost his motorcycle insurance due to an alcohol-related accident. Can RSL help me replace his coverage?
A: Unfortunately, RSL handles commercial clients exclusively.